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Consumer disputes in India are adjudicated through a three-tier system established under the Consumer Protection Act, 2019:
District Consumer Disputes Redressal Commission
State Consumer Disputes Redressal Commission
National Consumer Disputes Redressal Commission (NCDRC)
The appropriate Commission depends principally on the applicable jurisdictional requirements under the Consumer Protection Act, 2019.
A consumer dispute ordinarily begins before the appropriate District Commission. An appeal against its order may lie before the State Commission, subject to the Act and applicable jurisdictional requirements.
An appeal against an order of the State Commission may lie before the National Commission in accordance with the Consumer Protection Act, 2019.
Orders of the National Commission may, in specified circumstances, be challenged before the Supreme Court through the statutory appellate mechanism provided under the Act.
The Consumer Protection Act provides specific appellate remedies at each level. Parties should ordinarily pursue the statutory remedy rather than bypassing the prescribed appellate mechanism by approaching the High Court under Article 226 of the Constitution.
The Supreme Court has repeatedly emphasised that where an effective statutory appeal is available under the consumer-protection legislation, the High Court should ordinarily not be approached to circumvent that remedy.
Accordingly, the broad appellate structure is:
District Commission β State Commission β National Commission β Supreme Court